How to Buy Monero (XMR)

XMR price $539.77 0.50% 24h · exchange data updated 8h ago

Quick answer

The easiest place to buy XMR is a well-rated exchange such as Kraken, KuCoin or WhiteBIT. Some let you pay in USD directly; otherwise buy USDT first and trade it for XMR. $105.91M worth of XMR traded across the 16 exchanges we track in the last 24 hours.

Where to buy XMR

Exchange	Trust	Pay with	XMR 24h volume	Spread	Link
Kraken	10out of 10, high trust	USDUSDTUSDC	$5.76M	0.13%	Buy XMR on Kraken
KuCoin	9out of 10, high trust	USDTBTCETH	$57.28M	0.03%	Buy XMR on KuCoin
WhiteBIT	9out of 10, high trust	USDTUSDC	$4.57M	0.11%	Buy XMR on WhiteBIT
MEXC	9out of 10, high trust	USDTUSDC	$1.87M	0.08%	Buy XMR on MEXC
Bitfinex	8out of 10, high trust	USDTUSDBTC	$5.63M	0.09%	Buy XMR on Bitfinex
BitKan	8out of 10, high trust	USDT	$94.28K	0.21%	Buy XMR on BitKan
HTX	7out of 10, medium trust	USDT	$21.29M	0.02%	Buy XMR on HTX
XT.COM	7out of 10, medium trust	USDT	$185.5K	1.39%	Buy XMR on XT.COM

Showing 8 of 16 exchanges: highest trust score first, then by XMR volume. Highlighted currencies are national currencies you can pay with directly. We don't earn from any exchange listed.

How to buy XMR, step by step

Choose an exchange that lists XMR
XMR trades on 16 of the exchanges we track. Among the best-rated of them (trust score 10/10), Kraken handles the most XMR: $5.76M changed hands there in the last 24 hours; KuCoin and WhiteBIT are the next options.
Check that the exchange is licensed or allowed to operate where you live — the same exchange can offer different coins in different countries.
Create an account and verify your identity
Centralized exchanges ask for an email, a password and, before you can deposit money, identity verification (KYC) with a photo ID. Turn on two-factor authentication with an authenticator app, not SMS, as soon as the account is open.
Deposit money
You can buy XMR directly with USD and EUR on Kraken and Bitfinex. Deposit by bank transfer (usually cheapest) or card (faster but pricier).
Most XMR volume is against USDT (83%), so on other exchanges you would deposit money, buy USDT first, then trade it for XMR.
Buy XMR
Open the XMR/USD market and enter how much you want to spend. A market order fills immediately at the best available price; a limit order waits until the price reaches the level you set. The gap between buy and sell prices is around 0.11% on the main markets, so a limit order can save you money on larger buys.
Decide where to keep it
You can leave XMR on the exchange, which is simplest, or withdraw it to a wallet you control. Before withdrawing, check that your wallet supports XMR on the same network the exchange sends on — funds sent over the wrong network can be lost.

Before you buy

Like all crypto assets, XMR can lose value quickly. Only invest what you can afford to lose.
54% of tracked XMR volume is on a single exchange (KuCoin). If that venue halts trading or withdrawals, liquidity elsewhere is limited.
Buying crypto can be taxable where you live. Keep a record of what you paid and when.

This guide is general information, not financial advice.