I owe the public nothing

[Credit] is an evidence of banking, but it is not the money itself. Money is gold, and nothing else.

The first thing [in credit] is character … before money or anything else. Money cannot buy it.… A man I do not trust could not get money from me on all the bonds in Christendom. I think that is the fundamental basis of business.

The scene was changed. It was a bark that slowly held its way, And o'er its lee the coast of France in the light of evening lay; And on its deck a lady sat, who gazed with tearful eyes Upon the fast receding hills that dim and distant rise.

What great Effects from slender Causes flow!

So All is diff’rent, and yet All is One.

But as well may you, when urging a man up-hill with a heavy load upon his back, and with your lash also upon his back, tell him, that be has nothing to do either with the load or the lash.